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Success Story "I needed money to settle my hospital bills, but I didn't want my employer or my friends to know about it. With First Secured Life, I discovered that not only could I cash in my insurance policy, my personal information and details of the transaction would be kept confidential and never sold or disclosed to anyone. First Secured Life was able to get me $294,000 on a $1.5 million policy. Since my insurance policy didn't offer a surrender option, I was glad to be able to pay off all of my debts so my children wouldn't have to worry about it." |
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- Jack, Tampa, FL, Age 75* | |
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Privacy Policy Privacy is a critical part of an enjoyable and satisfactory Internet
experience. First Secured Life is sensitive to the privacy concerns
of our clients and other visitors to www.firstsecuredlife.com.
Regardless of whether you are a client • Notice What personal information we collect and how we use your information: When you visit the Firstsecuredlife.com website, we capture the internet provider's domain name and country that you came from (e.g., 'aol.com') and the paths taken as you move from page to page (i.e., your "click stream" activity). Information we collect on Firstsecuredlife.com may be used to enhance your use of this website in ways like these: • Arrange the website in the most user-friendly way • Customize your browsing experience of this website • Communicate special offers and featured items to you, if you choose to receive such notices • Respond to your question or suggestions Visitor Registration or Requests for Information: Firstsecuredlife.com only collects personal information that you choose to provide voluntarily when using or registering with the Firstsecuredlife.com site. "Personal information" includes information that can identify you as a specific individual, such as your name or email address. Firstsecuredlife.com will on occasion ask you to voluntarily submit information about other people. For example, you might be asked to submit a person's name an email address to inform them about our services . back to top Browsing and the use of Cookies: Firstsecuredlife.com may use cookie technology as part of our website's statistical reporting. A cookie is a small piece of information sent by a website that is saved on your hard disk by your computer's browser. It holds information a site may need to personalize your experience (i.e., rotating images on Firstsecuredlife.com home page) and to gather website statistical data, such as which pages are visited, what is downloaded, the internet provider's domain name and country that our visitors come from (e.g. 'aol.com,' or 'umich.edu') and the addresses of sites visited immediately before, and after, coming to Firstsecuredlife.com. However, none of this is associated with you as an individual. It is measured anonymously and only in aggregate. The information in the cookies lets us trace your "click stream" activity (i.e., the paths taken by visitors to our site as they move from page to page). Cookies do not capture your individual email address or any private information about you. We also use standard web server log files to help us count visitors and evaluate our site's technical capacity. We use this information to find out how many people visit Firstsecuredlife.com, help us arrange the pages in the most user-friendly way, keep the site browser-friendly, and to make our pages more useful to our visitors. We record information on site traffic but not information on individual visitors to our site, so no information about you in particular will be kept or used. To browse without cookies, you can configure your browser to reject all cookies, or to notify you when a cookie is set. (Each browser is different, so check the "Help" menu of your browser to learn how to change your cookie preferences.) back to top Sweepstakes, Contests, Trivia Games, and Surveys: From time to time, Firstsecuredlife.com may conduct sweepstakes, contests, trivia games, or surveys via our website. If you choose to participate, unless otherwise noted in the applicable rules, terms and conditions, or disclaimers, we use your response to select sweepstakes or contest winners, to come up with the game or survey results and, sometimes, to publish those results in aggregate on the site. Except where necessary to administer a sweepstakes, contests, games, or surveys, we will never permanently record or publish any response you give connected to your name or address. We will hold these responses only as anonymous statistics. back to top Email, Mailing Lists, and Other Services: When you send us an email, we use your email address to thank you for your comment and/or reply to your question, and we will store your communication and our reply in case we correspond further. Beyond our initial reply, we will never use your email address to send you any unsolicited message or information, nor will we share it with or sell it to anyone else for such use. When you request information or other services, we use your email address and any other information you give us to provide you with the information or other services you requested until you ask us to stop (using the 'unsubscribe' instructions provided with each email and/or on the site where you signed up and/or as we otherwise provide), or until the information or service is no longer available. We will not use your address or other information to provide you with any unsolicited message or information (unless that is part of the service you are requesting). back to top Linking To Other Sites: Please remember that when you use a link to go from Firstsecuredlife.com to another website, the Firstsecuredlife.com privacy policy is no longer in effect. Your browsing and interaction on any other website, including any site that has a link on Firstsecuredlife.com, is subject to the rules and policies of that site. We encourage you to read the rules and policies of the sites you visit to further understand their procedures for collecting, using, and disclosing personal information. back to top Our policy regarding selling or renting of personal information: Our policy is simple: we never sell or rent your personal information to any third parties under any circumstances, except in the event of any bankruptcy or reorganization, or a sale of all or substantially all of our assets, as further provided below. back to top Agents: We may employ other companies and individuals to perform services on behalf of Firstsecuredlife.com, such as administering sweepstakes and contests, sending emails, providing marketing assistance, and analyzing data. Such companies and individuals will have access to personal information necessary to perform their services, but will not be permitted to use it for any other purpose. back to top Banners and Other Advertisements on Firstsecuredlife.com: Firstsecuredlife.com displays banners and other advertisements that may be placed by third parties. Such advertisers may collect non-personal information (i.e., information that is not identifiable to any individual) when you click or scan one of their advertisements, by placing cookies on your computer or using other technology. Additionally, we may share aggregate information about our visitors to third-party ad servers or potential advertisers in order to provide advertisements on Firstsecuredlife.com about products and services that may be of interest to you. back to top Business Transfers: If a third party acquires all or substantially all of our assets, your personal information, aggregated information, and any other information that we have collected on Firstsecuredlife.com may be transferred to such third party as part of our business assets. Also, if any bankruptcy or reorganization proceeding is brought by or against us, all such information may be considered one of our assets and may be sold or transferred to third parties. back to top Disclosure of personal information for legal purposes and protection of Firstsecuredlife.com and others: We reserve the right to share your personal information with third parties if required to do so by law or if we believe such action is necessary in order to: (a) conform with the requirements of the law or to comply with legal process served upon us; (b) protect or defend our legal rights or property, Firstsecuredlife.com, or our users; or (c) investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, or violations of the terms and conditions of using Firstsecuredlife.com. back to top Applicability of This Privacy Policy: This Privacy Policy applies only with respect to the information that we collect on Firstsecuredlife.com, or its related sites, and not to any information that we collect through other methods or sources. back to top • Choice How you can decide what communication you'll receive from us: If you choose to receive them, Firstsecuredlife.com may periodically send you email messages describing updates, new features, or promotional offers related to this website. You can choose to stop receiving this email at any time. Simply follow the instructions included in your email, or send a reply stating your request. If you do not explicitly choose to receive informational emails, the only email messages you will receive from Firstsecuredlife.com will be to respond to email inquiries that you send us. back to top • Access How to update or correct your personal information: To modify or delete your personal information, simply follow the instructions included in your email, or send a reply stating your request, and we will make the requested changes. back to top • Security How we protect the security of your personal information: The security of your personal information is very important to us and we are committed to protecting the information we collect. Firstsecuredlife.com uses firewalls and has security measures in place at its physical facilities to protect against the loss, misuse, or alteration of information that we have collected from you at our website. back to top • Customer Service and Recourse Changes to the Firstsecuredlife.com Privacy Policy: This Privacy Policy was posted on February 2003. Firstsecuredlife.com reserves the right to change, modify or amend this policy at any time. First Secured Life takes privacy matters very seriously, and intends to stay at the forefront of privacy policy and protection matters. First Secured Life will occasionally update our privacy policy and we will post those updates on this page. You are responsible for revisiting this page to review our privacy policy updates. back to top How to contact Firstsecuredlife.com: Please note that whenever you submit any information to us in connection with any Firstsecuredlife.com related services, you consent to First Secured Life's processing of this information in the United States as necessary to provide the services in which you are participating. If you have any questions, comments, criticisms, or complaints about Firstsecuredlife.com's privacy policy and/or the way it affects you, please feel free to email us.
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